{"id":1134,"date":"2026-10-07T18:51:11","date_gmt":"2026-10-07T18:51:11","guid":{"rendered":"https:\/\/onlinedemoserver13.com\/tony-depablo\/?page_id=1134"},"modified":"2026-10-07T18:53:52","modified_gmt":"2026-10-07T18:53:52","slug":"roth-ira","status":"publish","type":"page","link":"https:\/\/onlinedemoserver13.com\/tony-depablo\/roth-ira\/","title":{"rendered":"Roth IRA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1134\" class=\"elementor elementor-1134\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4271e4 e-flex e-con-boxed e-con e-parent\" data-id=\"f4271e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1db7f13 e-flex e-con-boxed e-con e-parent\" data-id=\"1db7f13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-15b0b2d e-con-full e-flex e-con e-child\" data-id=\"15b0b2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aac37f4 e-con-full e-flex e-con e-child\" data-id=\"aac37f4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0a56ec elementor-widget elementor-widget-heading\" data-id=\"f0a56ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ROTH IRA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bbd959 elementor-widget elementor-widget-text-editor\" data-id=\"5bbd959\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A Roth IRA is a specialized Individual retirement account funded with after-tax-dollars that allows your investments to grow and be withdrawn completely tax-free in retirement. Assuming a standard individual contributor profile for 2026 here is how the account works and how to approach funding it.<\/p><p>2026 Contribution &amp; Income Limits:<\/p><ul><li>Contribution Limits: $7,500 Annually ($8,600 if age 50 or older with catch-up).<\/li><li>Single Income Phase-Out Full contribution under $153,000 MAGI; Phases out completely at $168,000 means that if you are a single tax filter and your Modified Adjusted Gross Income (MAGI) hit $168,000 you are completely phased out from making direct contributions to a Roth IRA.<\/li><li>Married Filing Jointly Phase-out Full contribution under $242,000 MAGI; Phases out completely at $252,000<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bacef0b e-con-full e-flex e-con e-child\" data-id=\"bacef0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1245e elementor-widget elementor-widget-image\" data-id=\"1a1245e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1704\" src=\"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-scaled.webp\" class=\"attachment-full size-full wp-image-1142\" alt=\"\" srcset=\"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-scaled.webp 2560w, https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-300x200.webp 300w, https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-1024x682.webp 1024w, https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-768x511.webp 768w, https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-1536x1022.webp 1536w, https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-content\/uploads\/2026\/10\/0x0-2048x1363.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ROTH IRA A Roth IRA is a specialized Individual retirement account funded with after-tax-dollars that allows your investments to grow and be withdrawn completely tax-free in retirement. Assuming a standard individual contributor profile for 2026 here is how the account works and how to approach funding it. 2026 Contribution &amp; Income Limits: Contribution Limits: $7,500 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1134","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/pages\/1134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/comments?post=1134"}],"version-history":[{"count":10,"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/pages\/1134\/revisions"}],"predecessor-version":[{"id":1145,"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/pages\/1134\/revisions\/1145"}],"wp:attachment":[{"href":"https:\/\/onlinedemoserver13.com\/tony-depablo\/wp-json\/wp\/v2\/media?parent=1134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}