WE GET BIG CLAIMS SETTLED

Government & Non-Profits

The public adjusters exclusively for commercial and multi-family policyholders.

We settle large-loss property damage insurance claims

Commercial Claims

Multi-Family Claims

High-Value Home Claims

Insurance Claim Experts

Big Claims Experience, Small Firm Attention

Get your property damage insurance claim settled with help from Insurance Claim Recovery Support Public Insurance Adjusters, the policyholder advocates that Commercial & Multifamily business owners trust.

Understanding Government & Non-Profit Property Damage Insurance Claims

State and local governments including non-profit boards, schools, city halls, courthouses, multi-family, dorms, prisons, hospitals, marine ports and other publicly owned facilities turn to our professional public adjusters for guidance in adjusting large losses resulting from catastrophic events. The size of the buildings as well as the complex structure of the insurance policies covering them requires professional public adjusting assistance in many cases.

Elected officials or boards who involve our public adjusters early in the adjusting process often save time, eliminate frustration and get settled fairly. All too often we see a council or board making the mistake of waiting to see what the insurance company offers to pay and if not satisfied then seek professional help.

Avoid underpayments and delays in settling your claim. Valuable time is lost by not engaging our professional adjusting firm to start the claim settlement process. Oftentimes coverage determination letters are made due to a failure to provide correct information that prove the facts of a loss required within the provisions of the insurance policy.

We encourage state and government agencies to consider our pre-loss Risk-Free service to insure that our professional public adjusting firm is available and ready to go before the loss. Insurance Claim Recovery Support welcomes the opportunity to discuss terms and agreements on both pre-loss planning as well adjusting services in the event of a loss.

As experienced public adjusters, we understand the claims process and have all the resources to help you settle your claim fairly. Our knowledge of the insurance policy, claims process, and field experience has earned an unmatched reputation in the industry.

We pride ourselves on obtaining the maximum claims settlements in minimum time while avoiding unnecessary litigation or appraisals.

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Risk-Free Loss Recovery Offer

Get a complimentary consultation on your damage insurance claim. We are public claim adjusters who work for policyholders, not the insurance company. If you choose to hire us, we work on contingency. No recovery, no fee. Our insurance claim process is proven and streamlined. We also value your privacy. We do not sell, trade, or rent your personal information to others.

Need immediate fire damage insurance claim help?

TESTIMONIALS

What Client Says About ICRS

It pays to know ICRS – “747% Higher Payments with a Public Adjuster for Claims related to a 2005 Hurricane”

FAQs

Frequently Asked Questions

What is a public adjuster and what do they do?

Here at ICRS, we help policyholders understand their rights. Discover the different types of insurance, the insurance claim process, and settlement tips from the National Association of Insurance Commissioners.

When should I hire a public adjuster?

You should consider hiring a public adjuster if you are facing a large or complex property damage insurance claim, such as those resulting from fire, water, or storm damage. Public adjusters are particularly helpful when the scope of the damages is unclear, the insurance company’s offer seems insufficient, or there are disputes about the cause or extent of the damage. Hiring a public adjuster early in the claims process can help ensure that your claim is properly documented, and your interests are well-represented throughout the process.

How are public adjusters compensated?

Public adjusters typically work on a contingency fee basis, meaning they only get paid if they successfully recover a settlement for you. Their fee is usually a percentage of the total settlement amount, which is agreed upon in advance. This percentage can vary depending on the complexity of the claim and the location, but it usually ranges from 5% to 15% of the total settlement.

How do public adjusters differ from insurance company adjusters?

Insurance company adjusters are employed by the insurance company and work to protect the company’s interests. Their primary goal is to evaluate the claim and determine the amount the insurance company is liable to pay, which may not always align with the policyholder’s best interests. On the other hand, public adjusters are independent professionals who work exclusively on behalf of the policyholder. Their primary goal is to ensure that the policyholder receives a fair and prompt settlement for their claim.

Do I need a public adjuster if I already have an insurance agent or broker?

While insurance agents and brokers can provide valuable guidance and assistance in filing an insurance claim, they may not have the specialized expertise required to manage complex property damage claims. Public adjusters have extensive experience in assessing damages, interpreting insurance policies, and negotiating with insurance companies, which makes them better equipped to handle large or complicated claims. Hiring a public adjuster can be especially beneficial if you are not satisfied with the settlement offer from your insurance company or if you are facing disputes regarding the cause or extent of the damage.